Terms of Use
Effective date: January 1, 2026
1. Agreement to Terms
By accessing prime-holdings.bond or using our courses, you agree to these Terms of Use and to our Privacy Policy.
2. Educational Services Only
PrimeHoldings PsyFin Institute provides educational content. We do not provide investment, legal, medical, or tax advice. No content guarantees financial outcomes or performance.
3. Accounts and Access
You are responsible for maintaining the confidentiality of any credentials and for all activities under your account. Notify us promptly of unauthorized use.
4. Acceptable Use
- No unlawful, harmful, or deceptive activities.
- No scraping or reverse engineering of course content.
- No sharing of licensed materials outside your organization without permission.
5. Intellectual Property
All materials are owned by us or our licensors and protected by copyright and other laws. You receive a limited, non-transferable license for personal or organizational training.
6. Payments and Refunds
Prices are listed in USD and may change. Refund requests are handled case-by-case in line with our learning guarantees; we do not guarantee results.
7. Disclaimers
Services are provided "as is." We disclaim all warranties to the extent permitted by law, including implied warranties of merchantability and fitness for a particular purpose.
8. Limitation of Liability
To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenues, or data.
9. Governing Law
These Terms are governed by the laws of the State of New York, without regard to conflict of laws principles.
10. Changes
We may modify these Terms by posting an updated version with a new effective date. Continued use indicates acceptance.
11. Contact
For questions about these Terms, email [email protected].
Plain-English Summaries
Toggle quick summaries. These summaries are not a substitute for the full terms.
- We teach; we don't advise.
- Use materials respectfully and within your license.
- No guarantees; practice makes progress.